What is Factoring?

Factoring is not a loan. Factoring is the sale of an asset (your account receivables) for a discount so you can receive money almost immediately after an invoice is created.

A loan represents a debt on your company's balance sheet, involves dealing with complicated loan applications and your bank charges you interest for that. When you use factoring you get paid for selling your account receivables with little paperwork, allowing you to use the money to run your business.

Loans are largely dependent on the client's financial track record and soundness. With factoring we will considerer your client’s profile. That is especially helpful for new business without a long established track record.

What do we do at EZ Factoring?

EZ Factoring is receivables factoring made easy. Our goal is to make your life easier and provide you right now with money from your invoices, so you don't need to wait 30, 40, 50 days to receive you payment.

In doing so we will help you improve your working capital, so you can focus in doing what you do best: your job! We will handle the collection from your clients and will let you know if something goes wrong.